HousingGermany

Finding an apartment in Germany

Eine Wohnung in Deutschland finden

The housing market is tight in the cities. A complete application folder, the right portals and caution with scammers help you find a flat faster.

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Overview

Finding a flat is the hardest step in settling in Germany, especially in Berlin, Munich, Hamburg, Frankfurt and Cologne, where dozens of people apply for every flat. The good news is that the rules are clear and tenants are protected by strong law if they sign a proper contract.

This guide suits people looking for a whole flat or a room in a shared flat, families and singles alike. Read it before you start searching and prepare your papers in advance, because a person who sends a complete folder in the first hour after an advert appears has a much better chance.

1

Where to search

The biggest portals are ImmoScout24, Immowelt and Kleinanzeigen, and for rooms in a shared flat (WG) there is WG-Gesucht.

  • Municipal housing companies and housing cooperatives (Genossenschaften) publish their flats on their own websites, their rents are often lower, but waiting lists are long, so register early.
  • Set up alerts on the search portals so that you receive an advert as soon as it goes online.
  • Tell colleagues, neighbours and local associations that you are looking, because many flats are let through acquaintances before they are advertised.
2

Your application folder

Landlords expect a complete folder.

  • It usually contains the tenant self-disclosure form (Mieterselbstauskunft), your last three payslips or other proof of income, a credit report from SCHUFA, a copy of your passport and residence permit, and sometimes a certificate from your previous landlord that you owe no rent.
  • Order the SCHUFA report yourself from its website or from authorised branches; if you have no credit history in Germany the result will be empty, which does not mean you have debts.
  • Add a short, friendly cover letter that mentions your job, your family and the reason you are moving.
3

Rent, deposit and estate agents

There are two kinds of rent: the basic rent (Kaltmiete) without running costs and the total rent (Warmmiete) with utilities and heating.

  • Always compare total rents.
  • A landlord may ask for a deposit (Kaution) of at most three months of basic rent by law, you may pay it in three instalments, and the landlord must keep it in a separate account.
  • Under the principle that the person who orders pays, a tenant usually does not pay the agent's commission when the landlord hired the agent.
  • In some cities a rent brake limits increases in new contracts.
4

Discrimination and scams

The Equal Treatment Act forbids discrimination in housing because of origin, religion or language, yet it still happens sometimes.

  • If you feel you were turned down for that reason, keep the messages and contact the federal anti-discrimination agency or a local advice centre.
  • On the other side, watch out for fraud: never pay money before you have seen the flat and signed the contract, never transfer to accounts abroad, and be suspicious of every advert with a much lower price than usual, with a request for advance payment or with an owner who is abroad and cannot meet you.
  • Applying through trusted portals is safer.
5

Alternatives when a permanent rental is hard to get

If the search takes long, start with a temporary solution: a room in a shared flat, a furnished flat for a temporary let (Zwischenmiete), student housing or company housing if there is any.

  • If your household income is modest, you may qualify for a social housing certificate (Wohnberechtigungsschein) from your city's housing office, which gives access to flats with subsidised rent.
  • Ask migrant advice centres about help with searching, because many help fill in applications and write to landlords.

Step by step

  1. 1

    Set your total budget; a common rule is that the total rent should not exceed a third of your net income.

  2. 2

    Order the SCHUFA report and prepare your application folder as a digital copy ready to send.

  3. 3

    Register on the main portals and with local housing companies and set up alerts.

  4. 4

    Send your folder within an hour of an advert appearing, with a short, polite cover letter in German.

  5. 5

    Attend the viewing on time with the original documents and clear questions about the costs.

  6. 6

    Read the contract carefully before signing and ask about any clause you do not understand.

  7. 7

    After signing, pay the deposit in the agreed way and get a receipt.

Documents checklist

  • The tenant self-disclosure form (Mieterselbstauskunft).
  • Your last three payslips or other proof of income.
  • A recent SCHUFA credit report.
  • A copy of your passport and residence permit.
  • A certificate of no rent debts from your previous landlord if you have one.
  • A short cover letter.
  • A social housing certificate if you qualify.

Key vocabulary

  • dieWohnung
    flat, apartment
  • derVermieter
    landlord
  • derMieter
    tenant
  • dieKaltmiete
    basic rent
  • dieWarmmiete
    total rent
  • dieKaution
    deposit
  • Nebenkosten
    running costs
  • dieBesichtigung
    viewing
  • derMietvertrag
    rental contract
  • derMakler
    estate agent
  • dieWohngemeinschaft
    shared flat
  • dieSchufa-Auskunft
    credit report
  • dieBewerbungsmappe
    application folder

Useful phrases

  • Ich interessiere mich für die Wohnung.I am interested in the flat.
  • Ist die Wohnung noch frei?Is the flat still available?
  • Wie hoch sind die Nebenkosten?How high are the running costs?
  • Ist die Kaution in Raten zahlbar?Can the deposit be paid in instalments?
  • Wann kann ich einziehen?When can I move in?
  • Sind Haustiere erlaubt?Are pets allowed?
  • Ich habe alle Unterlagen dabei.I have brought all the documents with me.
  • Wann erfahre ich Ihre Entscheidung?When will I hear your decision?

A phone call about a flat advert

  • Sie

    Guten Tag, ich rufe wegen der Zwei-Zimmer-Wohnung in der Lindenstraße an.Good day, I am calling about the two-room flat on Lindenstraße.
  • Vermieter

    Guten Tag. Ja, die ist noch frei. Möchten Sie einen Besichtigungstermin?Good day. Yes, it is still available. Would you like a viewing appointment?
  • Sie

    Sehr gerne. Wann passt es Ihnen?Very much. When would suit you?
  • Vermieter

    Am Samstag um elf Uhr. Bringen Sie bitte Ihre Unterlagen mit.On Saturday at eleven. Please bring your documents.
  • Sie

    Gern. Wie hoch ist die Warmmiete?Gladly. How high is the total rent?
  • Vermieter

    Neunhundert Euro warm, plus zwei Monatsmieten Kaution.Nine hundred euros total, plus a deposit of two months' rent.
  • Sie

    Verstanden. Dann komme ich am Samstag. Vielen Dank!Understood. Then I will come on Saturday. Thank you very much!

Common mistakes

  • Sending an incomplete message without attachments, so that the flat goes to someone who sent a full folder before you.
  • Paying an advance or a deposit before you have seen the flat, which is the most common scam.
  • Comparing only the basic rent and ignoring running costs, then being surprised by the first month's bill.
  • Signing a contract you do not understand to be quick, when clauses about renovations and cosmetic repairs can cost you a lot.

Cultural tips

  • Make your email address and phone number clear and answer messages quickly and politely.
  • Dress neatly and smile at the viewing, because the first impression matters when a landlord chooses a tenant.
  • Form a group with friends or colleagues to share flat adverts, because contacts get you to flats before they are advertised.

Official links

Check yourself

Question 1 of 5

What is the difference between Kaltmiete and Warmmiete?